Small Business Lending Data Jobs

1 job found

Today

Principal Data Scientist (Credit Risk for Small Business and Commercial)

Navy Federal Credit Union Vienna, VA

Vienna, VA

Today

$129k - $165k/yr Full time Analytics Artificial Intelligence Big Data

Apply Now

Job Description

Lead advanced credit risk analytics for small business and commercial lending at Navy Federal Credit Union in Vienna, VA.

Responsibilities

Design, develop, and evaluate large and complex predictive models and advanced algorithms
Test hypotheses, analyze results, and interpret findings to support decision-making
Develop actionable insights and recommendations across the lending lifecycle
Develop and code complex software programs, algorithms, and automated processes
Select the right course of action using evaluation, judgment, and interpretation
Deliver innovative solutions through exploratory data analysis on complex, high-dimensional datasets
Transform data into charts, tables, or formats that help stakeholders make effective decisions
Document analyses and communicate results using effective written and verbal communication to diverse stakeholder groups
Build and maintain strong working relationships with team members, subject matter experts, and leaders
Lead moderate to large projects and initiatives
Model and promote best practices and ethical AI
Partner with senior management on complex issues
Assist with development and enhancement of practices, procedures, and instructions
Serve as a technical resource for other team members
Mentor lower levels

Requirements

6+ years of experience with requisite competencies
Complete knowledge and full understanding of specialization
Statistics, machine learning, and data mining experience, including data auditing, aggregation, reconciliation, and visualization
Programming and advanced technical skills including data modeling, simulation, and advanced mathematics
Experience across the model lifecycle execution
SQL, R, Python, Hadoop, SAS, SPSS, Scala, and AWS
Technical writing skills
Data storytelling and technical presentation skills
Research skills, interpersonal skills, communication, and collaboration
Advanced knowledge of procedures, instructions, and validation techniques
Model development experience and strong critical thinking
Ability to identify constraints and risks, solve problems, and use independent judgment with initiative
Bachelor’s Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or a similar quantitative field
Master’s or doctoral degree in data science, statistics, mathematics, computer science, engineering, or a related quantitative discipline
Demonstrated success applying data science, machine learning, or advanced analytics to small business banking and commercial lending strategies
Deep experience designing and implementing analytical solutions across the lending lifecycle, including originations, underwriting, credit decisioning, pricing, account management, portfolio monitoring, and collections
Strong command of small business credit risk, cash flow underwriting, commercial credit data, financial statements, transaction data, and alternative data sources
Proven ability to influence senior leaders and partner across lending product, credit risk, underwriting, operations, and model risk to translate analytical insights into strategic business decisions

Tech Stack

SQL
R
Python
Hadoop
SAS
SPSS
Scala
AWS

Schedule

Monday to Friday: 8:00AM to 4:30PM

Location

820 Follin Lane, Vienna, VA 22180
Onsite

Salary: USD 128,500 to 164,700 per year

View full job page →

Get Small Business Lending Data Jobs alerts

New Small Business Lending Data Jobs, daily.